Terms of use
Template: replace the [bracketed] parts and have this page reviewed by a qualified professional before you publish it.
These terms apply to your use of the website and planner run by [mr-fm.com].
Using the planner
You may use the planner for your own business planning. Keep your login details safe and do not misuse the service.
Estimates, not advice
The planner gives estimates, including VAT estimates. It is not financial, accounting, legal or tax advice. You are responsible for your own filings and decisions.
Your data
You own the data you enter. See the privacy policy for how we handle it. Download backups regularly.
Availability and liability
We work to keep the service available but cannot promise it will always be uninterrupted. [Add your limitation of liability wording.]
Governing law
These terms are governed by the laws of [your country or jurisdiction].
Contact: [ownxzero@gmail.com]